Unoccupied is a policy designed for vacant residential homes in the UK. Our approach is to provide flexible underwriting whatever the scenario; and whilst you can 'quote and buy', this is fully supported by direct access to our team of specialist household underwriters.
Benefits of our Unoccupied policy include:
A client purchased a new home in the name of a trust. The home needed adapting to facilitate their disability and meant the property would be left unoccupied. The client was spending up to £200,000 on works and these would take up to 6 months to complete.
We were able to provide cover on buildings for the existing structure on a 6 month policy. We were also able to include cover for the contents mid term once the client started to move their furniture in. They were happy to do a fortnightly inspection and incepted cover under 'Gold' level. This effectively includes full standard perils as follows:
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You can access and download more information about Unoccupied here >>
If you have any questions please get in touch with our dedicated specialist household underwriting team on 0345 481 0069 or email firstname.lastname@example.org
We look forward to hearing from you.